NCBA launches PropertyDuka, East Africa’s first AI-native property ecosystem

NCBA has launched PropertyDuka, East Africa’s first AI-native property ecosystem, uniting property search, financing, building, furnishing and protection in one connected experience.

Kenya’s property market is estimated at over Sh1 trillion annually, yet mortgage penetration remains low, with about 30,000 active mortgages and nearly 79% of urban Kenyans renting.

PropertyDuka helps close this gap through trusted property discovery, embedded financial services, AI and a connected marketplace that makes the path to ownership simpler, faster and more transparent.

Speaking at the launch, NCBA Bank Kenya Managing Director James Gossip said the future of banking lies in building ecosystems that bring the Bank’s purpose, Banking on Belief, Empowering Ambition, to life.

“PropertyDuka demonstrates that purpose in action. Our role is not just to provide financial products, but to build ecosystems around our customers.

By combining technology, trusted partnerships and innovative financial…